What Coverdell is right for you?

At Perpetual Federal Savings Bank, we handle the paperwork so you can focus on what matters to you.


Choose a Coverdell at PFSB

Perpetual Federal Savings Bank can help you invest in a loved one’s education with a Coverdell Education Savings Account. You can use the Coverdell ESA to pay tuition, books, uniforms, and more.

  • Contributions are not tax deductible and growth is tax deferred
  • Distributions could be tax-free when used to pay for qualified education expenses.
  • You may invest in stocks, bonds, and mutual funds.
  • Contribution limit is $2,000 per year and must be for an individual that is under the age of 18.


Take advantage of our legendary customer service and contact us today!

Single Family, Owner-Occupied Mortgages

Perpetual Federal Savings Bank has been lending money to families in our community since 1878. 

Your loan will stay at Perpetual Federal Savings Bank, and we will service it for the life of the loan.


Investment Property Mortgages

Perpetual Federal Savings Bank has been the lending partner for entrepreneurial property owners in our community since 1878.

If you have investment properties that you would like to finance, our experienced local lenders can find thee right solution for you. 


Mortgage Refinancing

Are you looking to lower your payment or your rate?

We have experienced local lenders. We offer 15 year and 30 year terms. 


Personal Customer Service

We have been proudly serving our community for over 140 years. We want to provide you our legendary, face to face customer service. We are here to help. Please contact us if you need any assistance.