Super Now Checking Accounts

A Super NOW Checking account is similar to a NOW checking account from Perpetual Federal Savings Bank and combines three very important qualities.


Super NOW Checking

  1. It is an easy to use traditional checking account with a check book for account management.
  2. The key difference from a regular NOW account is that if you have a certain balance you earn even more interest.
  3. You have unlimited check writing.
  4. You are now a part of the Perpetual Federal family and will receive our legendary customer service.

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N.O.W. Accounts Fees:

$12.50\item charge for drafts returned for any reason.

$ 3.00 charge for duplicate copy of canceled drafts.

$20.00 charge for stop payment order\request.

$ 2.50 charge for special statements.

$15.00\item charge per sweep for the exact amount needed to cover a non-sufficient fund check.

$10.00 monthly maintenance fee imposed if the minimum daily balance falls below $100.00.

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Minimum Balance Interest Rate APY
$ 100.00 0.05% 0.05%
$ 2,500.00 0.15% 0.15%

These are variable rate products. The rate may change after account is opened. Applicable fees may reduce earnings.
*minimum to open account is $2,500.00

*APY = Annual Percentage Yield

Money Fund Savings

Great Rates from a Stable Investment

If you can maintain a higher balance in your savings, opt for our Money Fund Savings account and earn a higher interest rate on balances over $2,500. 


Passbook Savings

Prepare for Your Comfortable Retirement

A Passbook Savings account from Perpetual Federal is an excellent way to start earning interest on your money.


Traditional IRA

Prepare for Your Comfortable Retirement

Roth or Traditional IRAs provide pre-tax and after tax investment options.


Personal Customer Service

We have been proudly serving our community for over 140 years. We want to provide you our legendary, face to face customer service. We are here to help. Please contact us if you need any assistance.