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YOU KNOW YOUR INDUSTRY

So do we.

Pick our brains about your unique needs.

Every industry presents its own distinct set of challenges, yours included. Work with a bank that understands the financial needs of different industries and offers the full range of products and services you need to compete. Whether you’re in agriculture, retail or manufacturing, your business is our business.

Knowing your business is our business.

Recognized on American Banker’s Top 100 Farm Lender list, we know agriculture and work hard to understand your operations.

Seasonal. Cyclical. Consumer-driven. Retail demands constant attention. We can provide the financial tools and advice you need.

Sales, staffing and supply. Restaurants and hotels wrestle with issues like these daily. We know what you’re up against, and we can help.

What’s it like banking with us? See for yourself.

“We decided to go with the F&M Bank because their customer service came highly recommended by our friends. F&M's mortgage team dealt with coordinating the entire process from our loan application to our closing. The process was seamless and easy and F&M kept us informed every step of the way. Lindy and I would highly recommend the F&M team to help with your mortgage needs. They went above and beyond for us and was fantastic to work with.”

Andrew & Lindy Gillmore

First-Time Homeowners

“Connecting Kids To Meals is so grateful to F&M Bank for its extremely generous donation of $16,220 from its annual Golf Outing. These funds have helped us to serve over 32,000 nutritious meals to at-risk kids in Northwest Ohio. Thousands of kids struggle with food insecurity each day, but with the help of F&M Bank, Connecting Kids To Meals has been able to increase access to fight against the impacts of hunger so that kids can learn, focus and live healthier lifestyles. “

Wendy Huntley, President

Connecting Kids to Meals

"Grateful cannot even begin to express what our community partnership with F&M Bank truly means. When partnerships work, we build better communities and F&M has been instrumental in helping to make Archbold a better community. Support of the programs and special events we offer, as well as financial backing in the development of our new splash pad proves that F&M is passionate about Archbold and shares the same goals as the Parks & Recreation Department: to provide opportunities to the residents and visitors.”

Jen Kidder, Director of Parks & Recreation

Archbold Parks and Recreation

The F&M blog

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